What Compensation May Be Available, and How the Cap Can Limit It
Maryland law separates two kinds of losses. Financial losses, such as medical expenses and lost earnings, are often described as economic damages. Section 11-108 of the Courts and Judicial Proceedings Article covers the other kind, noneconomic damages. In a personal-injury case, that means "pain, suffering, inconvenience, physical impairment, disfigurement, loss of consortium, or other nonpecuniary injury." In a wrongful-death case, it includes harms such as mental anguish, emotional pain and suffering, and loss of society, companionship, comfort, protection, care, attention, advice, counsel, training, guidance or education, among others. Punitive damages are not noneconomic damages under the definition.
The section caps noneconomic awards. For personal-injury causes of action arising on or after July 1, 1986, the cap was $350,000. For personal-injury or wrongful-death causes of action arising on or after October 1, 1994, an award "may not exceed $500,000," except as paragraph (3)(ii) of the subsection provides, and that limit "shall increase by $15,000 on October 1 of each year beginning on October 1, 1995," with each increased amount applying to causes of action arising between October 1 of that year and September 30 of the next. In plain terms, the cap that applies depends on when a cause of action arose.
For an injured person or a parent, this means that even if a jury values pain and suffering above the cap, the award for those harms may be limited by statute; the cap does not apply to economic losses as the definition describes them. Which damages the law may allow in any case depends on the injuries, their treatment and their effect on daily life, and on whether the claim succeeds at all. A person may weigh keeping track of bills, lost work and how the injury affects daily life, and may ask an attorney which cap year applies.