Filing Deadlines Under Mississippi Law
A statute of limitations is the law that sets how long a person has to file a lawsuit. Under section 15-1-49 of the Mississippi Code of 1972 Annotated, "All actions for which no other period of limitation is prescribed shall be commenced within three (3) years next after the cause of such action accrued, and not after." That is a general rule for actions with no other prescribed period. The same section provides that in such actions involving latent injury or disease, the cause of action does not accrue until the plaintiff has discovered, or by reasonable diligence should have discovered, the injury.
Children are treated differently. Under section 15-1-59 of the Mississippi Code of 1972 Annotated, a person under the disability of infancy or unsoundness of mind when the cause of action accrued may bring the action within the times limited in that chapter after the disability is removed as provided by law. The saving for unsoundness of mind never extends longer than twenty-one years.
Claims against a governmental entity follow section 11-46-11 of the Mississippi Code of 1972 Annotated. At least ninety days before suit, the person must file a notice of claim with the chief executive officer of the governmental entity; for a municipality, the section provides for service on the city clerk. The notice must be in writing, delivered in person or by registered or certified United States mail, and contain a short and plain statement of the facts, including the circumstances of the injury, its extent, the time and place, the names of all persons known to be involved, the amount of money damages sought, and the claimant's residence at the time of the injury and of filing. Except as section 11-46-20 provides when the Tort Claims Board's public online registry is incorrect, suit must be commenced within one year after the tortious, wrongful or otherwise actionable conduct. Filing a notice of claim within that year tolls the period for ninety-five days from the date the proper official receives it. No action may proceed until the claimant receives a notice of denial or the tolling period expires, whichever comes first, after which the claimant has an additional ninety days to file; failure to file within the time allowed is an absolute bar. The section also preserves a saving for infancy and unsoundness of mind, with the same twenty-one-year limit.
In plain terms: if a city-run recreation center or another public body is involved, the steps are not a formality. A written notice comes first, the overall window is one year rather than three, and the statute calls missing the final filing window an absolute bar to the claim.
This page does not state a filing period for wrongful-death actions or for product-liability claims; those depend on Mississippi's current law. Because the rules for children and public defendants differ from the general rule, which period applies is often the first question. Requesting a case evaluation is one way to talk through which rule may govern the facts involved.